Did you have a Loan fall out last MINUTE due to DTI reasons or Lender Overlays?
No Worries! Bring that loan on over to us, we can accept the Transferred Appraisal and close in 2 weeks or less!
Our No Ratio mortgage program is the choice when it comes to not checking or verifying income. Not everybody can qualify for a mortgage loan the traditional way, that’s why we offer the no ratio program to help those borrowers who have complex income sources.
Key Features:
◾ No Ratio Options on Owner Occupied
◾ No Ratio Options on Non-Owner Occupied
◾ No DTI calculation, No VOI, No VOE — Purchase, Rate&Term and Cash Out
◾ Transferred Appraisals Accepted
Perfect for:
◾ Wage-earner – Whose income is ineligible for Agency financing
◾ Just-Missed Jumbo – Financing for borrowers who do not fit for DTI
◾ Variable Income – Borrowers, gig-workers, multiple streams of income
◾ Self-employed Borrowers – Regardless of employment history length
◾ Online or Cash-Based – Small Business Owners
◾ Retirees & Divorcees – Borrowers transitioning from recent life events
Contact us for more information about our no-ratio check loans.
