A seasoned investor in Fort Lee, NJ had a major construction loan coming due, and conventional lenders couldn’t move fast enough. The clock was ticking, and he needed a refinance solution that preserved his momentum, protected his equity, and delivered fresh capital.
We stepped in with a $3.2 million DSCR cash-out refinance, and the results speak for themselves.
Nearly $1 Million Cash-Out + A Lower Rate
By leveraging our private DSCR program, we were able to:
- Pay off the maturing construction loan
- Deliver close to $1,000,000 cash-in-hand
- Provide a lower rate than what he previously carried
- Lock in a 30-year term with 10 years interest-only
Next Step: Another $720,000 Cash-Out in Six Months
Because we plan ahead for our clients, this deal is only phase one.
In six months, once seasoning aligns, we’re already positioned to help the borrower access an additional $720,000 through our DSCR second mortgage program. This two-step structure is ideal for investors who need steady, ongoing liquidity without disturbing their long-term financing.
Super Jumbo Expertise for Complex Deals
Not all lenders can handle super-jumbo investment properties or complex cash-out strategies. We can.
This deal demonstrates our core strengths:
✔ Super Jumbo Financing Solutions
We routinely fund multi-million-dollar loans that fall outside conventional and bank guidelines.
✔ Speed & Certainty
When deadlines matter, we execute quickly with private-money efficiency.
✔ Tailored DSCR Structures
We build layered financing solutions, including first- and second-lien financing, to maximize available equity.
✔ Investor-Focused Underwriting
Cash flow, asset value, and long-term strategy matter more than tax returns or traditional documentation.
Loan Snapshot
Location: Fort Lee, NJ
Loan Program: DSCR
Loan Amount: $3.2 million
Transaction Type: Cash-Out Refinance
Property Type: SFR
Credit Score: 731
Loan Term: 30-Year Fixed with 10-Year Interest-Only
If you’re an investor looking for fast, creative financing on a high-value property, we’re ready to offer financing.
